Mike has been with Ryley Carlock & Applewhite since 1986, and has been a shareholder with the firm since 1989.  Mike primarily represents banks and life insurance companies (and occasionally borrowers) in real estate, commercial and agricultural loan transactions, loan workouts, loan enforcement, including trustee's sales, judicial foreclosures and receiverships, deeds in lieu of foreclosure and dispositions of REO.  His experience includes redevelopment projects, master planned communities, residential subdivisions (including homebuilder borrowing base facilities), golf courses, townhouses, high-rise condominiums, hotels, farmland, dairies, Arizona State Land Department leases, shopping centers, office buildings, industrial parks, apartment projects, ground leasehold financings, conduit financings, mezzanine financings and loan syndications and participations (both as counsel to the lead lender and as counsel to the co-lenders or participants).  He frequently serves as local counsel in multistate transactions.

Mike graduated in 1983 from the University of Notre Dame Law School where he served as Note Editor of the Notre Dame Law Review.  He also received a B.S.B.A. with honors in 1979 from the University of Nebraska-Lincoln, where he majored in Accounting and Economics.

Mike practiced public accounting before entering law school and holds a Certified Public Accountant Certificate (inactive registrant) from the State of Nebraska.

Mike is a former member of the Board of Directors of the Boys and Girls Clubs of Greater Scottsdale, and has been recognized by the Clubs for his contribution of many hours of legal work, both during and following his service on the Board, in connection with the Clubs' acquisition of their Vestar Branch site and their Thrift Store building.

Mike is AV rated and is listed in Best Lawyers in America (Banking), 2010.  His family includes two sons and one daughter from Korea.

B.S.B.A., with honors, University of Nebraska - Lincoln (1979)

J.D., University of Notre Dame Law School (1983)

Note Editor, Notre Dame Law Review

An Arizona Lender's Guide to Receiverships (click title to read)

An Arizona Lender's Guide to Mechanics' Liens and Stop Notices (click title to read)

An Arizona Lender's Guide to Commercial Real Estate Foreclosures (click title to read)

An Arizona Lender's Guide to Loan Modifications (click title to read)

Co-editor, State Bar of Arizona Commercial Real Estate Transactions Manual (1989 and 1992)

Author or co-author of published articles regarding real estate and commercial lending, loan enforcement, and income tax issues

Lecturer to numerous attorney and banking groups regarding commercial and real estate lending and loan enforcement topics

Arizona Commercial Mortgage Lenders Association, Member

Risk Management Association (fka Robert Morris Associates), Member

Arizona State Bar Real Property, Business Law and Construction Law Sections

Maricopa County Bar Association, Corporate Counsel Section, Member

Nebraska Society of CPAs, Member